Homeless teens in Dallas Texas Essay Example | Topics and Well Written Essays - 250 words

Homeless teens in Dallas Texas - Essay Example For this program to start I would need to ask the teenagers themselves what they want the next step to be. Do they want to continue living alone? Do they need help talking to their parents? I would also need to speak to the parents and explain the situation to them. This way, once reunited the teenager would not have the impulse to run away again. Moreover, I would need to look for backers who would be willing to take in the independent homeless teens as apprentices or part-time workers. This way, this group of homeless teenagers would be able to make an honest living and live independently. I believe the cost for the program is very minimal and feasible. Expenses would primarily be transportation and initial housing or rental fee for those who want to continue living alone. I could send letters to philanthropists asking for funds. Also, I could approach large business to make donations for the program. This would be good for them because it could be a tax

The Managerial Functions in a Commercial Bank Assignment

The Managerial Functions in a Commercial Bank - Assignment Example This ensures that issues of money laundering do not occur in the bank. The capital adequacy management refers to the bank’s managerial function that ensures that a bank has sufficient capital to carry out all its operations. It involves a number of activities and process. First, the bank through its manager must decide the amount of capital the bank must keep. This is done by identifying the needs of the bank and the central bank regulation policy on bank reserves. Second, once bank capital needs are identified, adequate policies are formulated to ensure that the capital adequacy level is not exceeded. Third, the bank through it managers mobilize the necessary capital and manage it to conform to policies that ensure that it is sufficient and quality bank assets at any given time. The asset-risk management refers to protecting banks assets from all risks associated with the asset and ensuring that they are performing appropriately. Asset-risk management involves keeping complete records of all the assets. The information that needs to be included in the asset register includes asset type, date and purchase price at acquisition, warranty information, spare parts, repair facilities and dates as well as service contracts (Collier 146). Banks management must ensure that all preventive maintenance is carried out and all planned inspection must be carried to ensure that the asset is functioning appropriately. In addition, all assets must conform to the industry regulatory standards. The above functions would ensure that banks assets are reliable and performing as required. Risk structure of interest rates is comprised of all risks associated with changes in interest rates as well as defaults that may occur when a client take a loan and fail to honour his or her financial obligations. Bonds duration is usually used to measure the interest rate risk. On the other hand, Term structure of interest rates is defined as a way in which interest rates on bonds with varying maturity terms are related. It has been estimated that interest rates on bonds of varying term maturities move together with time.  Ã‚